Quipu

Features Quipu

Quipu is committed to financial inclusion and giving access to credit to people who are rejected by traditional banking.
For this, we create credit scores based on alternative data.When you apply for a loan with Quipu, we will ask you to download our application to obtain an alternative credit scoring that allows us to evaluate your credit history, using information from your phone such as photos, videos, and SMS text messages, to create a new credit history .
The credit score generated will be used exclusively by Quipu and never shared with third parties.
Your permission will always be requested before accessing information on your mobile device.It is important to note that the data collected will be anonymized, that is, it will not directly identify you.
This data is used solely to calculate your credit score and predict your delinquency rate.
Thus, we guarantee the confidentiality and security of your data while youWe offer a more complete and fair credit evaluation.